Data 20 lipca 2023 r. zostanie przez niektórych frankowiczów zapamiętana na długo. Sąd Rejonowy dla m.st. Warszawy w Warszawie, XVIII Wydział Gospodarczy ogłosił, bowiem upadłość Getin Noble Bank S.A. Co to w praktyce oznacza?
We wrześniu 2022 r. Bankowy Fundusz Gwarancyjny (BFG), z uwagi na złą sytuację kapitałową banku, rozpoczął przymusową restrukturyzację Getin Noble Banku. Od 2016 roku bank nieprzerwanie notował straty roczne. 28 kwietnia br. BFG złożył do Sądu wniosek
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Z chwilą ogłoszenia upadłości, frankowicze nie mogą już dochodzić roszczeń w postępowaniu sądowym, a co za tym idzie – nie ma możliwości unieważnienia zawartych umów kredytu. Od tego momentu majątkiem banku zarządza syndyk masy upadłościowej, którym został Marcin Kubiczek (notabene pełniący także funkcję syndyka masy upadłościowej Idea Banku).
Co więcej, ogłoszenie upadłości oznacza również, że roszczenia frankowiczów będą zaspokajane tylko w takim stopniu, na jaki pozwoli majątek masy upadłościowej. Na odzyskanie pieniędzy czeka ponad 10 tysięcy osób, jednak w pierwszej kolejności, to należności wobec Bankowego Funduszu Gwarancyjnego będą zaspokajane, a dopiero potem kredytobiorców. Już po rozpoczęciu restrukturyzacji, BFG podkreślał, że nie są przewidywane zmiany w zakresie kredytów denominowanych lub indeksowanych do walut obcych – należy je spłacać na dotychczasowych warunkach. Oznacza to, że BFG nie zamierza oferować przewalutowania kredytów klientom Getinu.
Celem dochodzenia swoich roszczeń, frankowicze zobowiązani są do zgłoszenia ich syndykowi. Mają na to 30 dni od dnia obwieszczenia w Krajowym Rejestrze Zadłużonych upadłości banku. Wierzytelności zgłaszane są za pomocą Krajowego Rejestru Zadłużonych, na stronie internetowej Ministerstwa Sprawiedliwości.
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Cyber Connections:
The New Age of Romantic Associating
Virtual Love Pursuits
Embracing Digital Cupid’s Arrows
Profile Crafting:
Crafting the Perfect Online Persona
The Craft of Self-Presentation
Showcasing Your Best Online Self
Swiping and Matching:
The Digital Courtship Dance
Navigating the Approval Generation
The Chance of Online Encounters
Messaging and Communication:
The Language of Love in the Digital Realm
Textual Chemistry: From Chuckles to <3
Emoticons and Beyond: Non-Verbal Expression Online
Safety and Security:
Digital Chaperones: Ensuring Online Dating Safety
Guarding Your Online Heart
Digital Shielding: Protecting Personal Data
Meeting in Person:
From Virtual to Reality: The First Date
Beyond the Screen: Connecting Face-to-Face
Offline Chemistry: Translating the Virtual Spark
Success Stories:
Digital Love That Defied the Odds
Online Cupid's Triumphs
Finding Forever Online: Real-Life Fairytales
Challenges and Pitfalls:
Digital Love's Complex Path
Navigating the Labyrinth of Digital Dating
Bittersweet Lessons from Virtual Heartaches
Online Dating Etiquette:
Navigating the Unsaid Rules of Virtual Love
Virtual Politeness: Respectful Online Communication
Digital Chivalry: The Code of Conduct
Future Horizons:
Evolving Trends in Virtual Romance
The Future of Digital Love
Next-Generation Dating: Beyond the Typing Device
Conclusion:
Virtual dating has, undoubtedly, rewritten the rules of modern romance. It's a world where connections are forged through displays, messages, and cyber gestures. While this online landscape offers a innovative approach to finding love, it also brings its own unique set of trials and opportunities. As we navigate through the online era of dating, let's remember that amidst the codes and profiles, there is a realm of possibility and real connections waiting to be discovered. So, whether you're approving, sending a heart emoji, or meeting in person for the first time, the adventure of virtual dating promises to continue restructuring the way we find and experience love.
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